Salary Loan

Long term loan available to members whose salary or pension is channelled through the Sacco.


  • Fast loan processing
  • Competitive interest rates of as low as 1% pm reducing balance
  • A defined repayment plan
  • Flexible repayment plan
  • Top up and buy-offs available

Salary Advance Loan

Get a Salary Advance processed within the shortest time possible to meet that unforeseen financial need.


  • Loan processed very fast to take care of the pressing need
  • Loan available even when a member has an existing loan
  • Competitive interest rate

Salary Loan-MOU

Employees of companies that have signed MOU’s with us can now access loan at negotiated rates; TSC, Parastatals, County governments, selected private sector companies.


  • Access to loans at a discounted rate
  • Quick processing and approval of loans
  • Savings and loan instalments are deducted through their payroll making it very easy to grow their savings over time and reduce on loan delinquency
  • Top up and buy-offs available
Apply Now

Calculate your monthly loan repayments

The approximate monthly repayment figure is indicative and is not meant to be final. Amica reserves the right to determine the final interest rate and amount that can be borrowed.