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AT A GLANCE
With a growing asset base, a strong network of branches, agents, and service centers, and a steadily expanding membership, Amica continues to deliver accessible and reliable financial services across Kenya.
Asset Base (Ksh)
Members
Branches
Agents
Service Centers
Trusted by Thousands. Built for You.
At Amica, we believe in building lasting financial partnerships rooted in trust, accessibility, and impact. Our tailored solutions have empowered thousands of individuals, businesses, and groups across Kenya, helping them save, grow, and thrive. With a strong track record, flexible products, and a community-first approach, we’re committed to being your dependable financial partner every step of the way.
Flexible
Loan Products
Nationwide
Access
Community
Focused
Financial Solutions That Work for You
Savings & Investment
- Personal account for everyday saving
- Junior account to save for your child’s future
- Fixed deposit account with guaranteed returns
Personal Loans
- Working capital to support daily operations
- Stock Boosta loan to restock inventory
- Float finance for quick cash flow needs
Insurance
- Personal insurance to protect your health and life
- Education policy to secure your child’s future
- Loan protection cover for peace of mind
Banking Services
- Amica Visa card for easy, cashless spending
- Amicash mobile banking for on-the-go access
- Paybill services for fast and secure payments
Corporate Account
- Corporate account for registered businesses
- Merchant account for receiving payments
- Group account for investment groups
Business Loans & Financing
- Working capital to support daily operations
- Stock Boosta loan to restock inventory
- Float finance for quick cash flow needs
Asset & Project Financing
- Project financing for business expansion
- Asset financing for equipment or vehicles
- Landlord loans for property development
Business Insurance
- Fire & Property Cover – Protect physical assets
- Business Interruption Insurance
- Group Life Cover – For employees or members
Business Banking Services
- Cheque Book Services
- Merchant Settlement
- PesaLink & RTGS Transfers
Group Accounts
- Chama account for investment groups
- Welfare account for social or support groups
- School/Church account for institutions and NGOs
Group Loans
- Chama loan to grow your group’s investments
- Welfare loan to support members in need
- Institutional loan for schools, churches, or NGOs
Group Insurance
- Group life cover for members’ protection
- Funeral cover for members and their families
- Asset insurance for group-owned property
Group Services
- Mobile banking access for all group members
- Financial training and capacity building
- Account management support for group leaders
Why Choose Amica
Personalized Support
We take time to understand your goals and offer financial solutions that truly fit your needs.
Flexible Repayment Terms
Enjoy repayment plans designed to ease your cash flow and reduce financial pressure.
Easy Digital Access
Whether you're a group or small business, we offer tailored products that fuel collective and entrepreneurial growth.
Support for Chamas & SMEs
Whether you're a group or small business, we offer tailored products that fuel collective and entrepreneurial growth.
What's Happening
Our Awards
Top Tax Payers Awards - Central Region 2024
Top Tax Payers Awards 2022
CIC Award 2022
Captains Prize Sponsorship 2023
Most improved DT Sacco-Agricultural Sector 2024
Highest Interest Payment to Members-Rural Sacco 2024
Best insured Co-operative Society , 2nd Runners up 2022
Most improved DT Sacco Agricultural based 2022