Chama Loan

This loan facility allows members of a registered group acquire a common asset(s) or do a common project for their economic wellbeing. This means members can jointly buy land or plots, put up rental structures or start an income-generating venture together.


  • In most cases, no extra security is required especially in land purchase.
  • Free group leadership and financial literacy training availed on request
  • Members enjoy financial and emotional support from each other
  • Lower investment risk
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Calculate your monthly loan repayments

The approximate monthly repayment figure is indicative and is not meant to be final. Amica reserves the right to determine the final interest rate and amount that can be borrowed.