Good Times, Smart Choices: How to Enjoy the Holidays Without Going Broke
The holiday season is finally here. Schools are closed, towns are buzzing, and December vibes are everywhere. For many Kenyans, this is the time to unwind after a busy year, spend time with family, and maybe even travel a little. But let’s be honest, this is also the season when money disappears faster than you […]
Starting a Small Business with Limited Capital: Simple Tips for Aspiring Entrepreneurs
Starting a business with limited funds can be challenging, but many successful companies in Kenya have begun with very little. With the proper planning, creativity, and discipline, it is possible to grow an idea into a profitable venture. Whether you dream of running a kiosk, offering services, or venturing into farming, here are some tips […]
The Financial Mistakes Too Many Kenyans Regret in Their 30s And How You Can Avoid Them
Your 20s are a season of new beginnings; your first job, a sense of financial independence, and the thrill of stepping fully into adulthood. It is easy to get swept up in the moment. Yet, what many only realize later is that the way you handle money in your 20s will shape your financial security […]
Lifestyle vs. Smart Spending: Enjoy Life Without Breaking the Bank
In today’s world, lifestyle choices can quietly undermine your financial health. From spontaneous shopping to social pressure to always look like you’re “winning,” it’s easy to lose track of your financial goals. Yet, enjoying life doesn’t have to mean sacrificing your future. At Amica Savings and Credit, we believe in smart spending; a mindset that […]
Empowering Mompreneurs: How to Build Financial Freedom with Your Everyday Skills
In today’s fast-evolving economy, mothers are no longer confined to the traditional role of caregivers—they are becoming entrepreneurs, investors, and community leaders. One of the most powerful trends emerging is the monetization of everyday skills. Whether baking, sewing, hairdressing, tutoring or even digital freelancing, many women are discovering that what once felt like a side […]
The Long Rains Are Here—Make Smart Financial Moves with Amica.
Kenya’s long rain season presents a vital opportunity for farmers to increase productivity and achieve greater yields. However, behind the promise of abundant harvests lie literal and figurative dark clouds, bringing challenges such as soil erosion, pest infestations, and proper infrastructure to manage excess water. Let us look at how we can avert these dangers […]
Personal Savings Goals: How to Set and Achieve Them in 2025
Saving money is crucial to financial independence, yet many struggle to achieve their savings goals. Whether saving for a short-term need like buying a car or long-term security like retirement, having a clear savings plan is essential. For residents of Murang’a and Kenyans nationwide, setting savings goals helps build financial security and prepare for future […]
A Fresh Start: How to Recover from Holiday Spending and Plan Ahead
The holiday season is one of the most exciting times of the year. From buying gifts to traveling upcountry and hosting friends and family, it’s easy to lose track of your spending. But now January is here, and many of us are left feeling the weight of those December indulgences. If this sounds familiar, don’t […]
Dream Big, Plan Smart: Your Guide to Starting a Business in the New Year
The dawn of a new year brings fresh opportunities—and for aspiring entrepreneurs, it’s the perfect time to turn your business dreams into reality. Starting a business might sound overwhelming, but with the proper preparation, you’ll set yourself up for success. Let’s break down the essential steps to launch your new venture in the upcoming year […]
Surviving Tough Times: Smart Money Moves to Beat the Rising Cost of Living in Kenya
Lately, life in Kenya has been getting more challenging. Prices for basic things like food, transport, fuel, and rent keep increasing, and many families feel the pinch. Times are complex, and most of us wonder how we will make ends meet. But even in these challenging times, there are intelligent ways to handle your money […]